:root{--bg:#f5fbfb;--surface:#ffffff;--surface2:#eef8f7;--ink:#123238;--muted:#587178;--brand:#087f8c;--brand2:#18a999;--accent:#f2b84b;--ok:#16794b;--warn:#a25b00;--danger:#b33434;--line:#d9e9e8;--shadow:0 18px 50px rgba(13,64,72,.10);--radius:22px;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:linear-gradient(180deg,#f8fdfd 0,#f3f9f8 50%,#fff 100%);line-height:1.62}a{color:#086f7b;text-underline-offset:3px}a:hover{color:#064f58}.container{width:min(var(--max),calc(100% - 32px));margin:auto}.site-header{position:sticky;top:0;z-index:40;background:rgba(248,253,253,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(217,233,232,.9)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:18px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:900;letter-spacing:-.03em}.brand-mark{width:36px;height:36px;border-radius:12px;background:linear-gradient(135deg,var(--brand),var(--brand2));display:grid;place-items:center;color:#fff;box-shadow:0 8px 22px rgba(8,127,140,.22)}.nav-links{display:flex;gap:18px;align-items:center}.nav-links a{text-decoration:none;color:var(--muted);font-weight:700;font-size:.94rem}.nav-links a:hover{color:var(--brand)}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-weight:800;color:var(--ink)}.hero{padding:68px 0 42px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:38px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:#e2f6f3;color:#076b72;font-weight:850;font-size:.82rem;letter-spacing:.02em;text-transform:uppercase}.hero h1,.page-hero h1{font-size:clamp(2.45rem,5vw,4.9rem);line-height:.98;letter-spacing:-.055em;margin:16px 0 18px}.hero h1 span{color:var(--brand)}.hero p.lead,.page-hero p.lead{font-size:1.14rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:14px;padding:13px 18px;font-weight:850;text-decoration:none;cursor:pointer;transition:.18s ease;background:var(--brand);color:#fff;box-shadow:0 8px 18px rgba(8,127,140,.16)}.btn:hover{transform:translateY(-1px);background:#066f7a;color:#fff}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:none}.btn.ghost{background:transparent;color:var(--brand);box-shadow:none;padding-left:0}.hero-card{background:linear-gradient(145deg,#0b6974,#0a8d94 58%,#1aad9d);color:#fff;padding:26px;border-radius:30px;box-shadow:0 28px 70px rgba(6,92,103,.24);position:relative;min-height:370px}.hero-card:before,.hero-card:after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.11)}.hero-card:before{width:170px;height:170px;right:-40px;top:-55px}.hero-card:after{width:90px;height:90px;left:-20px;bottom:-30px}.flow-preview{position:relative;z-index:2}.flow-preview h2{margin:0 0 18px;font-size:1.25rem}.flow-step{display:grid;grid-template-columns:36px 1fr;gap:12px;align-items:start;margin:17px 0}.flow-num{width:36px;height:36px;border-radius:12px;background:rgba(255,255,255,.18);display:grid;place-items:center;font-weight:900}.flow-step strong{display:block}.flow-step span{color:rgba(255,255,255,.8);font-size:.92rem}.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;color:var(--muted);font-size:.9rem}.trust-row b{color:var(--ink)}.section{padding:56px 0}.section.compact{padding:34px 0}.section h2{font-size:clamp(1.8rem,3.3vw,3rem);line-height:1.08;letter-spacing:-.04em;margin:0 0 14px}.section-intro{color:var(--muted);max-width:780px;margin:0 0 26px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 10px 30px rgba(14,60,67,.05)}.card h3{margin:4px 0 8px;letter-spacing:-.02em}.card p{color:var(--muted);margin:0}.icon{width:46px;height:46px;border-radius:15px;background:var(--surface2);display:grid;place-items:center;font-size:1.35rem;margin-bottom:12px}.planner-shell{display:grid;grid-template-columns:1fr .9fr;gap:22px;align-items:start}.panel{background:#fff;border:1px solid var(--line);border-radius:26px;padding:24px;box-shadow:var(--shadow)}.panel h2,.panel h3{margin-top:0}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.92rem}.field .help{font-size:.8rem;color:var(--muted)}input,select,textarea{width:100%;border:1px solid #cddfdd;border-radius:12px;background:#fbfefe;color:var(--ink);padding:12px 13px;font:inherit;outline:none}input:focus,select:focus,textarea:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(8,127,140,.12)}.segmented{display:flex;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#f7fbfb}.segmented button{flex:1;border:0;background:transparent;padding:10px;font-weight:800;color:var(--muted);cursor:pointer}.segmented button.active{background:var(--brand);color:#fff}.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.check{display:flex;align-items:flex-start;gap:9px;border:1px solid var(--line);border-radius:13px;padding:11px;background:#fcfefe}.check input{width:auto;margin-top:4px}.result-placeholder{border:2px dashed #cfe2df;border-radius:20px;padding:34px;text-align:center;color:var(--muted);background:#f9fcfc}.results{display:none}.results.show{display:block}.score{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:17px;border-radius:18px;background:linear-gradient(135deg,#e3f7f3,#edfafa);margin-bottom:14px}.score strong{font-size:1.4rem}.pill{display:inline-block;padding:5px 9px;border-radius:999px;background:#e7f2f1;font-size:.78rem;font-weight:850;color:#355b60}.pill.ok{background:#def4e8;color:#16633f}.pill.warn{background:#fff0d5;color:#865000}.pill.danger{background:#fde3e3;color:#8f2c2c}.metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:14px 0}.metric{border:1px solid var(--line);border-radius:15px;padding:14px;background:#fff}.metric small{display:block;color:var(--muted);font-weight:700}.metric strong{display:block;margin-top:2px;font-size:1.15rem}.recommendation{border-left:4px solid var(--brand2);padding:11px 13px;background:#f1faf8;border-radius:0 12px 12px 0;margin:10px 0}.recommendation.warning{border-color:var(--accent);background:#fff8ea}.recommendation.danger{border-color:#d05858;background:#fff2f2}.disclaimer{font-size:.82rem;color:var(--muted);background:#f7fafa;border:1px solid var(--line);padding:12px 14px;border-radius:12px}.note{background:#f8fbff;border:1px solid #dce8f5;border-radius:14px;padding:14px;color:#49616a}.warning-box{background:#fff7e8;border:1px solid #f0d8a9;border-radius:14px;padding:14px;color:#725020}.success-box{background:#edf9f1;border:1px solid #cdebd8;border-radius:14px;padding:14px;color:#2b5f40}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}table{width:100%;border-collapse:collapse;min-width:640px}th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f2f8f7;font-size:.86rem}tr:last-child td{border-bottom:0}.page-hero{padding:54px 0 26px}.page-hero h1{font-size:clamp(2.2rem,4.5vw,4.1rem);max-width:900px}.breadcrumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px}.breadcrumbs a{color:var(--muted)}.article{max-width:820px}.article h2{margin-top:42px;font-size:1.7rem;letter-spacing:-.03em}.article h3{margin-top:28px}.article p,.article li{color:#334e54}.article li{margin-bottom:7px}.toc{border:1px solid var(--line);border-radius:16px;padding:16px 18px;background:#fff;margin:20px 0}.toc strong{display:block;margin-bottom:6px}.toc a{display:block;padding:3px 0;text-decoration:none}.source-list li{margin-bottom:10px}.calculator{max-width:860px}.calc-output{margin-top:18px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.guide-card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:18px;text-decoration:none;color:var(--ink);transition:.18s}.guide-card:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(14,60,67,.08);color:var(--ink)}.guide-card small{color:var(--muted)}.cta-band{background:linear-gradient(135deg,#073f49,#087f8c);color:#fff;border-radius:28px;padding:32px;display:flex;justify-content:space-between;align-items:center;gap:22px}.cta-band p{color:rgba(255,255,255,.82);margin:6px 0 0}.cta-band .btn{background:#fff;color:#075a63}.affiliate-box{border:1px solid #ead4a7;background:#fff9eb;border-radius:16px;padding:15px;margin:18px 0}.affiliate-box strong{display:block}.ad-slot{min-height:100px;border:1px dashed #d4e3e1;border-radius:14px;display:none;place-items:center;color:#90a3a6;font-size:.82rem;background:#fbfdfd}.footer{margin-top:60px;background:#0c353c;color:#d6e8e9;padding:44px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:28px}.footer h4{color:#fff;margin:0 0 10px}.footer a{display:block;color:#bcd6d8;text-decoration:none;margin:7px 0;font-size:.9rem}.footer a:hover{color:#fff}.footer small{color:#97b6ba}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.kbd{font:700 .8rem ui-monospace,SFMono-Regular,Menlo,monospace;background:#edf4f3;border:1px solid #d6e4e3;border-bottom-width:2px;padding:2px 6px;border-radius:6px}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:900px){.hero-grid,.planner-shell,.grid-3,.guide-grid{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.hero{padding-top:42px}.hero-card{min-height:auto}.footer-grid{grid-template-columns:1fr 1fr}.nav-links{display:none;position:absolute;top:70px;left:16px;right:16px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}}@media(max-width:620px){.container{width:min(100% - 22px,var(--max))}.form-grid,.metric-grid,.check-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.hero h1,.page-hero h1{font-size:2.45rem}.section{padding:42px 0}.panel{padding:18px}.footer-grid{grid-template-columns:1fr}.cta-band{align-items:flex-start;flex-direction:column}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

.skip-link{position:fixed;left:12px;top:10px;z-index:9999;background:#fff;color:#073f49;border:2px solid var(--brand);border-radius:10px;padding:10px 14px;font-weight:850;transform:translateY(-160%);transition:transform .15s}.skip-link:focus{transform:translateY(0)}:focus-visible{outline:3px solid rgba(8,127,140,.42);outline-offset:3px}.nav-links a[aria-current="page"]{color:var(--brand);text-decoration:underline;text-decoration-thickness:2px}.review-meta{font-size:.86rem;color:var(--muted);margin-top:12px}.assumption-box{margin:14px 0;padding:14px;border:1px solid var(--line);border-radius:15px;background:#f8fbfb}.assumption-list{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}.assumption-list span{display:inline-flex;padding:5px 9px;border-radius:999px;background:#eaf5f3;color:#355b60;font-size:.78rem;font-weight:750}.result-actions{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0}.result-actions .btn{padding:10px 13px}.sr-status{min-height:1.4em;font-size:.85rem;color:var(--ok);font-weight:750}.trust-panel{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:28px;border:1px solid var(--line);border-radius:24px;background:linear-gradient(135deg,#eef9f7,#fff);box-shadow:0 10px 30px rgba(14,60,67,.05)}.trust-panel h2{font-size:clamp(1.45rem,3vw,2.2rem);margin:10px 0 8px}.trust-panel p{margin:0;color:var(--muted);max-width:760px}@media(max-width:720px){.trust-panel{align-items:flex-start;flex-direction:column}}@media print{.site-header,.hero,.hero-actions,.footer,.section.compact,.result-actions,.affiliate-box,.btn,.menu-btn{display:none!important}body{background:#fff;color:#000}.section{padding:0}.planner-shell{display:block}.planner-shell>.panel:first-child{display:none}.planner-shell>.panel{border:0;box-shadow:none;padding:0}.results{display:block!important}.recommendation,.metric,.assumption-box{break-inside:avoid}.container{width:100%;max-width:none}}

.guide-card strong{display:block;line-height:1.3}.guide-card small{display:block;margin-top:6px;line-height:1.5}.placeholder-list{text-align:left;max-width:430px;margin:16px auto;padding-left:22px;color:var(--ink)}.placeholder-list li{margin:7px 0}.privacy-note{font-size:.82rem}.print-title{display:none}.related-links{margin-top:36px;padding-top:24px;border-top:1px solid var(--line)}.related-links h2{margin-top:0}.related-links ul{display:grid;gap:8px;padding-left:20px}.ad-slot[hidden]{display:none!important}@media print{.print-title{display:block!important;margin:0 0 18px;font-size:24px}}

/* Final competitive polish */
.featured-tool{position:relative;border-color:#9bcfc8;background:linear-gradient(145deg,#ffffff,#f0faf8)}.tool-badge{display:inline-flex;margin-top:12px;padding:4px 8px;border-radius:999px;background:#dff5ef;color:#155f52;font-size:.72rem;font-weight:850;text-transform:uppercase;letter-spacing:.04em}.next-step-box{margin:14px 0;padding:14px;border:1px solid #cbdff3;border-radius:15px;background:#f5f9ff}.next-step-box strong{display:block;margin-bottom:5px}.proof-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start;padding:30px;border:1px solid var(--line);border-radius:26px;background:#fff}.proof-grid h2{font-size:clamp(1.7rem,3vw,2.5rem)}.proof-grid p{color:var(--muted)}.proof-list{display:grid;gap:10px}.proof-list>div{padding:13px 14px;border:1px solid var(--line);border-radius:14px;background:#f8fbfb}.proof-list strong,.proof-list span{display:block}.proof-list span{margin-top:3px;color:var(--muted);font-size:.9rem}.fit-table{display:grid;gap:8px;margin:16px 0}.fit-row{display:grid;grid-template-columns:1fr 2fr auto;gap:12px;align-items:center;border:1px solid var(--line);border-left-width:4px;border-radius:12px;padding:12px;background:#fff}.fit-row span{color:var(--muted);font-size:.9rem}.fit-row b{font-size:.75rem;letter-spacing:.05em}.fit-row.pass{border-left-color:#26965d}.fit-row.fail{border-left-color:#d05858;background:#fff7f7}.fit-row.warn{border-left-color:#d9a039;background:#fffaf0}.fit-row.neutral{border-left-color:#6b8790}.decision-summary{padding:18px 20px;border:1px solid #abd6cf;border-radius:16px;background:#effaf7;margin-bottom:28px}.decision-summary p{margin:5px 0 0!important;color:#294e4b!important}@media(max-width:760px){.proof-grid{grid-template-columns:1fr}.fit-row{grid-template-columns:1fr}.fit-row b{justify-self:start}}

/* Safety/legal notice */
.safety-notice{margin:0 0 18px;padding:14px 16px;border:1px solid #e5c87b;border-left:5px solid #b87912;border-radius:14px;background:#fff9e9;color:#624817;line-height:1.55}.safety-notice strong{display:inline}.safety-notice a{font-weight:800}.danger-box{background:#fff1f1;border:1px solid #e4b5b5;border-left:5px solid #bc4545;border-radius:14px;padding:15px 16px;color:#672c2c;margin:16px 0}